Personal Loans


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Our most popular loan is a personal unsecured loan that doesn’t require a collateral. Unsecured loans are more difficult to qualify for and issue. Credit Star Funding can get you a loan fast even if your credit score is not perfect at 620 and you income on the low side at $35,000 a year. With a better score and higher income you can get a higher amount. We reach into a large network of lenders and banks with different risk parameters. We are confident we can get you the sum you are looking for the best rate and term possible.

Higher Personal Loan Limits

  • All Credit Score Accepted
  • Unsecured Personal Loans
  • Unsecured Personal Lines of Credit
  • No Upfront Cost, No Obligation

Non-collateral or unsecured loans are most times limited to $50,000 even if you have a good credit score. We can get you up to $250,000. Credit Star Funding’s patented systems can potentially get you five times more money than you normally would with the same qualifications and documentation.

Your debt-to-income ratio is your amount of monthly debt payments compared to your monthly income. Knowing this ratio can help you figure out how comfortable you are with your current debt, and lenders will use the calculation to figure out if you can afford another loan payment. While you want your credit score to be adequate, this ratio—measured on a percentage scale from zero to 100—should be lower that 50%, and 30% is better. To figure it out, add your monthly debt obligations (your rent or mortgage, plus any existing loans and minimum credit-card payments) and divide this sum by your gross monthly income (your income before taxes and other deductions).

Open a free account today. Easy application process. Fast response from an experience funding officer.

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